Black Friday Shopping: How to Stay Safe and Save More

Black Friday is one of the most anticipated shopping days of the year. Retailers offer deep discounts, and shoppers hunt for the best deals. But while you're focused on scoring bargains, criminals are just as busy looking for opportunities to steal your information or your belongings.

Whether you're shopping online or heading to the stores, staying safe should be your top priority. This guide will walk you through practical tips to protect yourself during Black Friday, plus exclusive ways AAA Members can save even more.

Online shopping safety tips

Online shopping is convenient, but it also comes with risks. Here's how to protect yourself while hunting for deals from the comfort of your home.

Steer clear of public Wi-Fi

Public Wi-Fi networks might seem like a quick solution when your cellphone signal is weak, but they're not secure. These networks often lack encryption, making it easy for scammers to intercept your personal data, including passwords and credit card information.

Stick to trusted, password-protected networks when making purchases. If you're traveling, verify that the network is secure before connecting. Look for the lock icon in your browser's search bar to confirm a website is encrypted.

Use strong passwords and update them regularly

Weak passwords make it easy for hackers to access your accounts. Create strong, unique passwords for each account and update them regularly. Consider using a password manager to keep track of them.

If a website offers two-factor authentication, turn it on. This adds an extra layer of security by requiring a code sent to your phone or email before you can log in.

Only use one credit card on Black Friday

Using a single credit card for all your Black Friday purchases makes it easier to monitor your account and spot fraudulent charges. Plus, credit cards offer better protection than debit cards. Most credit cards have zero-liability policies, meaning you won't be responsible for fraudulent purchases. Debit card purchases, on the other hand, take money directly out of your bank account, which can be harder to recover.

Be cautious of phishing emails and fake websites

Scammers love Black Friday. They send fake emails pretending to be from popular retailers, hoping you'll click on a link and enter your personal information. Before clicking on any email or link, double-check the sender's email address. If something looks off, go directly to the retailer's website instead of clicking the link.

Also, watch out for fake websites that mimic real stores. Check the URL carefully and make sure it starts with "https://" before entering any payment information.

In-Store shopping safety tips

Shopping in person can be just as risky if you're not careful. Here's how to stay safe while navigating crowded stores and parking lots.

Be aware of your surroundings at all times

The holidays can be overwhelming, and it's easy to get distracted. Unfortunately, criminals take advantage of busy, distracted shoppers. Keep your purse or bag zipped and close to your body at all times. If you're carrying a wallet, keep it in your front pocket instead of your back pocket. And never leave valuables visible in your car.

If you notice anything suspicious, report it to a security guard or law enforcement officer right away.

Avoid carrying large amounts of cash

Robbery and larceny increase by about 20% during December, according to the National Crime Victimization Survey. Carrying large amounts of cash makes you a target.

If you do need cash, use an ATM a few days before Black Friday during daylight hours. Choose a well-lit location and inspect the machine for any signs of tampering, like loose or crooked parts. Cover the keypad when entering your PIN to protect yourself from skimming devices.

Park in well-lit areas and be cautious when walking to your car

Parking lots are hotbeds for holiday crime. Thieves target shoppers who are distracted or carrying bags. To stay safe, park in a well-lit area close to the store entrance. Always have your keys ready when you approach your car, and be aware of who's around you.

AAA Member savings tips

As an AAA Member, you have access to exclusive benefits that can help you save money and stay safe during Black Friday.

Maximize your AAA Member benefits and savings

AAA Members can take advantage of discounts and exclusive savings at your favorite online retailers. Whether you're shopping for electronics, clothing or travel, your AAA Membership can help you save. 

• Explore the AAA Dollars Online Mall: Looking for even more ways to save? The AAA Dollars Online Mall lets you earn AAA Dollars when you shop. These dollars can then be redeemed for cash back.

• Install the AAA Discounts Extension: It's easy – when you’re shopping online, the web browser extension automatically alerts you to applicable AAA Membership savings opportunities.

• Consult the AAA Holiday Gift Guide: Need inspiration or want to ensure you're getting the best value? The AAA Holiday Gift Guide features the best deals from top brands, making it easier to find perfect presents while keeping your budget in check.

Get free access to ProtectMyID

With the purchase of a AAA Membership, you also get free access to ProtectMyID. This service monitors your credit accounts and alerts you to unusual activity, such as new accounts opened in your name or credit inquiries. ProtectMyID spots early signs of fraud and reports it to experienced Fraud Resolution 

Stay safe and save smarter this Black Friday

Black Friday offers incredible deals, but it also comes with risks. By following these safety tips, you can protect yourself from scammers and thieves while still enjoying the thrill of finding great bargains.

And if you're an AAA Member, don't forget to take advantage of your exclusive discounts and free access to ProtectMyID.