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You get more with AAA Car Insurance

We offer more than just competitive rates — our agents are available, any time you need us.

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Guidance

We’ll work together to create a policy that helps meet your unique insurance needs and ensures you have all the discounts2 you qualify for.

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Satisfaction

AAA Car Insurance has earned a 94% satisfaction rate* from customers.  We must be doing something right!

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Commitment

With AAA Car Insurance, you can enjoy life more and worry less.  It's part of our 24/7 dedication to you.


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make it yours

Build your own insurance policy

Add coverage options based on your car insurance needs.

  • Enhanced Total Loss Replacement3 - If your car is a total loss after a crash, we'll pay to replace it with a new model.
  • Loan Lease Gap - We'll cover the gap in what you owe on a loan or lease if it exceeds the actual cash value of your vehicle at the time of a total loss.
  • Enhanced Exterior Repair - Get original exterior parts from the manufacturer instead of aftermarket parts. Excludes window glass and mechanical parts.
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Put your car insurance to the test

Insurance Compare & Quote

With AAA Triple Check®, we conduct a free review of your current auto policy, from any company, to help you understand your insurance coverage and the potential savings you can get with AAA Car Insurance. 

We are always here to help 

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AAA Accident Assist

In the event of an emergency, AAA Accident Assist can streamline the claim process for services such as towing, rental car, auto repair & more.

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Claim Services

For typical claims, our representatives are on standby 24 hours a day, 7 days a week to lend a hand. Whether at home or on the road, we’re here to help.  

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Car Maintenance

Take care of your car and it will take car of you. Learn about auto repair, driving safety tips, and even helpful tools when it comes time to buy a new car.

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Auto Loans

Whether you want to finance at the dealership, buy out a lease, refinance an existing loan or finance an RV, we can cover your auto loan needs.

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We’re always thinking about you

From tips and tricks to stories from the road, follow along with our latest articles on our AAA Living blog.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, The Members Insurance Company, Universal Insurance Company, Auto Club South Insurance Company, or Auto Club Insurance Company of Florida. ©2024 The Auto Club Group. All rights reserved.

1New policyholders who switched to AAA Auto Insurance and saved, saved an average of $601 in FL, GA, IA, IL, IN, MN, NC, NE, SC, TN, and WI based on 2023 survey results. Potential savings may vary.

2Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. AAA Member discount based on number of years as a member of AAA.

3Optional coverage that is available for additional cost. Coverage applies to certain covered total losses for certain covered autos subject to titling, purchase, loss occurrence time period and mileage requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to eligibility requirements.​

*94% Satisfaction with AAA Auto Insurance. Satisfaction percentage was calculated based on a 2023 survey of new auto insurance customers scoring the Auto Club Group an 8, 9, or 10 out of 10 on overall satisfaction with their recent insurance purchase experience.