How AAA Members Save More with Gift Cards

-- Updated March 2026 --

Article overview

This guide will cover:

• How to save on everyday essentials at retailers like Target, Home Depot and Sephora.
• Strategies for making travel more affordable with discounts on brands like Disney, Carnival Cruise Line and various hotel chains.
• Instructions for purchasing gift cards in person at your local AAA branch.
• Answers to frequently asked questions about using the AAA Gift Card Center.

AAA Members can save money on everyday purchases by using the AAA Gift Card Center. Combined with the AAA Dollars Online Mall and the AAA Cashback Visa Signature Card®, these tools give members multiple ways to stretch every dollar further.

Whether you're shopping for groceries, planning a Disney vacation or going out for dinner, AAA gift cards and dining discounts make it easy to get more value from your membership.

What is the AAA Gift Card Center and how does it work?

The AAA Gift Card Center is a benefit available to AAA Members that lets them purchase gift cards at AAA for popular brands at a discount or earn AAA Dollars (redeemable for cash back), depending on their location.

Here's how to purchase gift cards thru AAA

1. Visit the AAA Gift Card Center in person to your local AAA branch to find gift cards at AAA.
2. Browse available gift cards for retailers, restaurants, entertainment, travel and more.
3. Purchase the gift card. Depending on your region, you'll either receive an instant discount on the card's face value or earn AAA Dollars that can be redeemed for 5% cash back. This is one of the key AAA gift card discounts.
4. Use your gift card as you normally would—at the store, online or at a restaurant.

See your savings by location:

• Earn AAA Dollars: AAA Members in Florida, Georgia, Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, Tennessee, and Wisconsin can earn AAA Dollars, which can be redeemed for cash back.

• Instant discounts: If you are a AAA Member and live in Colorado, North Carolina, or South Carolina, you'll receive an instant discount off the gift card's face value

What types of AAA Gift Cards are available?

The AAA Gift Card Center offers a wide range of AAA gift cards at your local branch across many categories, including:

• Entertainment: AMC movie tickets, theme parks and even more tickets

• Dining: Popular restaurant chains and dining experiences

• Retail: Kohl's, Macy's, Sephora and others

• Home improvement: Home Depot, Lowe's

• Travel: Hotels, attractions and vacation packages

• Theme parks: Including Disney gift cards for Walt Disney World and Disneyland

Save on dining with Dining Deals from AAA

AAA Members can save big at restaurants with dining savings through Dining Deals with AAA. This program connects members with savings up to 40% on digital gift cards at thousands of restaurant locations across the country.

How the Dining Deals program works:

1. Visit AAA.com/DiningDeals and create a Dining Deals account. 
2. Enter your zip code to find participating restaurants near you.
3. Browse discounted gift cards and vouchers available at local and national restaurant chains.
4. Purchase digital gift cards for self-use or send as a gift.
5. You'll immediately receive an email with instructions for downloading the digital gift card to your Dining Deals account profile.
6. Use the digital gift card for full or partial payment at participating locations during checkout.

Who to buy gift cards for

The AAA Gift Card Center makes gift giving simple and thoughtful for all stages of life. Need a present for a college student starting their first semester? A gift card can help them with dining, shopping or entertainment, giving them a little extra support and freedom. For kids leaving the house on their first move, gift cards are a practical way to contribute to their new home essentials or other daily needs. Families raising kids will always appreciate gift cards for dining or activities that can make family outings more affordable and enjoyable. They’re also perfect for significant birthdays, whether it’s a sweet 16, a 30th milestone or celebrating those in their golden years at 70, 80 or even 96! 

No matter the occasion, the AAA Gift Card Center is your one-stop shop for versatile and meaningful gift options.

How to maximize savings

One of the most effective ways to save as a AAA Member is to combine the Gift Card Center with the AAA Dollars Online Mall. Here's how it works:

1. Buy a gift card for a retailer through the AAA Gift Card Center—earning either an instant discount or AAA Dollars.
2. Shop through the AAA Dollars Online Mall, which features over 1,000 brands, including Target, eBay, Home Depot and Lowe's, and earn AAA Dollars on those purchases too.
3. Pay with the AAA Cashback Visa Signature Card® to earn additional cash back on qualifying purchases.

Example: You're planning a home renovation. Purchase a Home Depot gift card at AAA (earning AAA Dollars or an instant discount), then shop on the AAA Dollars Online Mall using that gift card to earn more AAA Dollars and pay with your AAA Cashback Visa to earn 3% back on top. That's three levels of savings on one project.

What is the AAA Dollars Online Mall?

The AAA Dollars Online Mall is an online shopping portal available to AAA Members that lets them earn AAA Dollars—redeemable for cash back—on purchases from more than 1,000 participating brands.

How to use it:

1. Go to AAA.com/OnlineMall
2. Log in using your AAA Member number.
3. Browse participating retailers and click through to shop.
4. Earn AAA Dollars on qualifying purchases.

Retailers include major names like Target, eBay, Temu, Home Depot and Lowe's making it easy to earn rewards on purchases you'd already be making.

AAA Cashback Visa Signature Card®: Earn more on every purchase

The AAA Cashback Visa Signature Card® adds another layer of savings for AAA Members. It offers unlimited cash back on all qualifying purchases:

• 3% cash back on groceries, gas stations and dining

• 2% cash back on AAA services—including tickets, memberships, travel and insurance 

• 1% cash back on all other qualifying purchases

A step-by-step guide to combining all AAA benefits

Here's a simple strategy that brings all three benefits together for maximum savings:

Step 1 – Purchase gift cards at AAA

Visit and in person branch location and buy gift cards for your planned spending—dining, retail, entertainment or home improvement.

Step 2 – Shop through the AAA Dollars Online Mall

Make purchases through the AAA Dollars Online Mall to earn AAA Dollars on top of any gift card savings.

Step 3 – Pay with your AAA Cashback Visa Signature Card®

Earn additional cash back on qualifying purchases, on top of the savings you've already locked in.

By using all three tools together, AAA Members can consistently reduce what they spend on groceries, entertainment, home improvement, travel and dining.