sponsored

Top 3 Misconceptions About Sea Tow® Membership

AAA Staff Writer
AAA Staff Writer 2 Min Read
Sponsored
A Sea Tow employee in a yellow boat helping a dad and son with their boat out on the water. Photo courtesy of Sea Tow

As the saying goes, it’s not a matter of if, but when the unexpected happens ... and that’s exactly why having an annual on-water assistance membership matters. But understand that not all boat-towing memberships are created equal, and in the age of the internet, we see some wild misconceptions about Sea Tow membership. Here are the biggest offenders:

Misconception #1: Sea Tow membership is included with your insurance.

Reality: An annual Sea Tow membership is never included with your boat insurance policy. And that is because membership benefits go far beyond what any towing coverage through insurance provides. You can choose to get a Sea Tow membership in addition to whatever coverage you might have with your insurance — but don’t confuse the two. The biggest benefit you lose with just towing through your insurance policy? Priority service. Without membership, you could be waiting for a while! Click here to read some FAQs that showcase the difference.

Misconception #2: Sea Tow membership is too expensive.

Reality: Compared to most boating expenses, a Sea Tow membership is likely the most affordable item to buy for your boat(s). The average cost of a tow without membership is now over $1,000; an annual Sea Tow Gold Card membership is $249. The current average cost of a gallon of gasoline is $3.45 on land and even more at fuel docks, and dockage can cost thousands a year — you do the math. Weigh your membership options here.

Misconception #3: I don’t need Sea Tow — my friends will help me.

Reality: We’ve all seen what happens when friends tow friends. The bottom line? This is what we do. We’re 24/7/365 and whether it’s 1 p.m. or 1 a.m. … Sea Tow is standing by to help you. Most loyal members say, “We love you … but we hope we never have to call you!” and we take pride in that!

Sea Tow is the premium provider of on-water assistance. As a member, you get 24/7 priority and pay one annual rate for the clear coverage you receive with no fine print and no out-of-pocket surprises. Captains routinely arrive in under one hour from over 500 ports nationwide, because when you need help on the water, response time is everything. 

Are you a member? AAA Members save 15% on all new Sea Tow memberships, including Lake Card.

Sea Tow®

Sea Tow® membership myths debunked

Think Sea Tow® is covered by insurance or too expensive? Discover the top 3 myths about Sea Tow membership and why on-water assistance is worth it—24/7 coverage, fast response, and no surprises.

Learn more