Woman playing with Son
discounts

Exceptional rates for
all your savings goals

account

Open an account easily online and
start saving with AAA

Open Account

security

Call 855.999.BANK for assistance
or to open an account

explore the benefits

Accounts offered by AAA

High-Yield Savings

  • Earn 3.05% APY*
  • $100 minimum balance to avoid fees
  • $100 minimum opening deposit

Certificates of Deposit

Money Market

  • Earn up to 3.05% APY**
  • Get easy access to your funds, anytime
  • $100 minimum opening deposit

IRA Savings & IRA CDs

  • 18 Month IRA CD at 4.14% APY***
  • 12 Month IRA CD at 4.25% APY***
  • $25 minimum opening deposit for Savings

Personal Checking

  • $25 opening deposit—that’s it
  • Enjoy access to over 55,000 surcharge free ATMs worldwide

Personal Savings

  • No minimum balance and no monthly fees
  • $25 minimum opening deposit
  • Meet your savings goals with an auto transfer from your AAA checking account

Portrait of a happy Latin American single-parent-family saving money in a piggybank

What's the Difference

Not sure which savings account is right for you? Just want some more details? We’re here to help. Check out how these accounts stack up against each other with our Savings and CDs Comparison Chart.

Side view of female hand typing on laptop keyboard. Freelancer working with laptop at cafe. Technology and flexible working.

Retrieve A Saved Application

To complete your saved application, click here and click on “Retrieve A Saved Application”. Please have the following information ready:

  • Application Number
  • First and Last Name
  • Email Address
  • Date of Birth
  • Social Security Number
  • Primary Phone Number (International: Include + followed by country code)

*Annual Percentage Yield (APY) is valid as of 3/29/2023. Personal accounts only. Interest rates may change at any time without prior notice. $100 minimum balance to open and avoid fees. Fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. $500,000 maximum balance. Auto Club Trust, FSB.

**Annual Percentage Yield (APY) is valid as of 3/29/2023. Personal accounts only. Interest rates may change at any time without prior notice. APY represents highest tiered interest rate available for account. View our interest rate table page for applicable rate tiers by product.

***Annual Percentage Yield (APY) is accurate as of 6/11/2024. Interest rates may change at any time without prior notice. Interest rates are fixed until initial maturity after the account is opened. A $1,500 minimum deposit to open the account and obtain the APY is required. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Personal accounts only. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.