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Enroll In The AAADrive™ Insurance Discount Program And Get A Discount On Your Auto Insurance.

Not only can AAADrive™ help you become a safer driver, it can also help you save money on auto insurance with the AAADrive™ Insurance Discount Program. Get an automatic discount on your premium just by enrolling. The safer you drive, the higher you score and the more you could save on your insurance. Available in select states.

What You Could Save

  • Up to 5% : You'll save up to 5% on your premium just by enrolling.
  • Up to 10% : If you enroll all the family members on your policy, you'll save up to 10% on your premiums.
  • Up to 30% : Based on your AAADrive™ score, you could qualify for an even higher policy discount at renewal.

The safer you drive, the more you could save.

Already have a AAA auto insurance policy? Contact your agent to enroll in AAADrive™.


AAADrive™ - A Free And Fun Way To Become A Safer Driver

This tool helps you become a safer driver by giving real time feedback and providing resources that help promote safe driving and reduce dangerous activities, such as distracted driving,


Get Started in 3 Simple Steps


Speak to an agent to obtain a AAA auto insurance policy1 to be eligible for the AAADrive™ discount.


Open the “welcome” email or text message we send to you. Click on the AAADrive™ smart link within that email or text message. Follow the prompts to register your AAADrive™ account.


Drive – After you’ve registered, enable location services and continue to use AAADrive™ regularly to log journeys.

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Download The AAA Mobile App Today!

App Store Google Play

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Frequently asked questions

Still want to know more? Download our Frequently Asked Questions for more information on all aspects of AAADrive™.

Drive Safer and Smarter

Becoming a safe driver doesn’t just happen. That’s where AAADrive™ comes in. When you’re out on the road, AAADrive™ collects data on factors that are important to every safe trip. When your trip is over, AAADrive™ gives you a score to let you know how safely you were driving. You’ll know which of your driving habits are sound, and which ones could be improved.

Five factors are monitored to create your safe driving score:

Mobile Phone Distraction

Mobile Phone Distraction:
your interaction with your phone while driving

Smooth Driving

Smooth Driving:
your ability to manage your speeds and anticipate hazards


your speed against other drivers who are using the road

Lightning Cloud

Time of Day:
the different time periods when you are driving


how long you drive without taking a break


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Help keep Loved Ones Safe

AAADrive™ can help ease your worries about loved ones on the road with a special Our Safety feature that’s designed to help protect them. Perfect for families with teen and senior drivers, AAADrive™ lets you set parameters for individual drivers to help them drive within specific guidelines you establish. When your loved ones are behind the wheel, you’ll receive alerts when chosen thresholds, such as speed, time of day and geographic boundaries, have been exceeded.

Man driving a car and smiling.

Did You Know

This tool helps you become a safer driver by giving real time feedback and providing resources that help promote safe driving and reduce dangerous activities, such as distracted driving,

  • 85% of drivers are distracted by their phone when driving
  • Distracted driving accounts for nearly 4,000 crashes every day
  • Distraction caused by a phone conversation is the same for hands-free or hand-held cell phones
  • Texting while driving takes a driver’s eyes off the road for an average of 4.6 seconds out of every 6 seconds
  • Driver drowsiness, assessed on the basis of eyelid closures, was present in an estimated 8.8%-9.5% of all crashes2
  • Almost half of drivers (45.1%) reported driving 15 mph over the speed limit on a free way and 35.3% reported driving 10 mph over the speed limit on a residential street3

AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive™ Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive™ and the ability to record journeys are required to receive the discount. Savings may vary and are based on driving behavior. Discounts apply to select coverages only and do not apply to statutory assessment and fixed expense fees.  Discounts may vary by state.

Discounts apply to select coverages only and may vary by state. 

Please refer to the Terms and Conditions for more information and to determine participation eligibility. Check your phone’s eligibility at Google Play or the App Store by texting MobileApp to 99513. If your phone does not meet the requirements, you will not be able to download the app. Must meet minimum qualifications to maintain discount at renewal.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2023 The Auto Club Group.  All rights reserved.

2 Source: Second Strategic Highway Research Program Naturalistic Driving Study (SHRP 2 NDS)

3 AAA Foundation for Traffic Safety (2021). 2020 Traffic Safety Culture Index.