insurance

With Boat Insurance through AAA, Leave Your Worries Ashore

Let insurance through AAA help protect your boat with boat insurance that provides coverage options for on-water towing, fuel spill protection, total loss replacement and more. Contact an agent to get your quote today.

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or call 877.248.5302

Request a Boat Insurance quote and we’ll call you!

We offer a variety of Insurance options for your recreational vehicle, catered to match your lifestyle and needs.

AAA is proud to offer Boat Insurance, and advantages can vary among auto insurance companies, and certain coverages may be required to provide you with the protection you need.

Your AAA auto insurance agent will review your options with you to select the company and vehicle insurance coverage that is right for you.

Yes, contact me about Boat Insurance!

Premium EverVolt Marine battery for your boat

marine batteries

One Less Thing to Worry About on the Water.

Trust AAA Marine Batteries to give you that same peace of mind you get with AAA Boat Insurance – for more confidence on the water that your battery won’t let you down once the fun starts up.

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Benefits of Boat Insurance through AAA

By choosing Boat Insurance through AAA, you gain the confidence and peace of mind that come from having comprehensive coverage against potential risks and liabilities associated with boat ownership. With AAA by your side, you can fully enjoy your time on the water, knowing you are prepared for the unexpected. Here are some key factors to consider when purchasing a policy:

Property Damage Coverage

Boat Insurance through AAA provides coverage for damage to your boat and its equipment caused by covered perils such as collisions, storms, theft, vandalism, or fire.

Liability Protection and Bodily Injury

With Boat Insurance through AAA, liability coverage helps safeguard you in case you cause bodily injury or property damage to others while operating your boat. These coverages may assist in paying for medical expenses, fees, and damages resulting from accidents sustained on your boat.

Uninsured / Underinsured Boater Coverage

Boat Insurance through AAA provides protection if you are involved in an accident with another boater who lacks insurance or has insufficient coverage. This coverage assists in paying for medical expenses and damages caused by an uninsured or underinsured boater, giving you added peace of mind.

Towing and Emergency Assistance

Our Boat Insurance through AAA policies include coverage for towing and emergency assistance. If your boat experiences a breakdown or becomes disabled while on the water, AAA is there to cover the costs of towing it to a repair facility or providing other essential emergency services.

Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies.

^‡Offer valid through 4/30/2025. Offer valid for Classic/Basic Memberships only. Pricing valid at member join only. Offer excludes Motorcycle coverage. Payment of full AAA Membership dues is required upon renewal. Offers, terms, conditions and restrictions apply and are subject to change without notice. Not combinable with any other offer. Offer not valid in FL, GA, MI or PR. A member can add one eligible family member for free for up to one year. Additional Associates are half price. Associate memberships are available to the Primary member’s spouse, one other adult living in the household, and their children living at the same residence or away at school. Associate members must have the same type of membership as their Primary member, with the exception of Motorcycle. Associate membership expires on the renewal date of Primary member.

Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply. Roadside assistance is provided by independent facilities contracted by AAA. Coverage in taxis, limousines and other ride-sharing conveyances is excluded. Visit AAA.com/MemberHandbook for details about member benefits, including any limitations or restrictions. Offers, terms, conditions and policies are subject to change without notice. Savings partners subject to change. Source: 2023 AAA U.S. Market Track national surveys. Includes service vehicles owned by clubs and service vehicles owned by third parties under contract with AAA to provide services to AAA members. Taxes, fees & options excluded. Terms apply. Partners and offers are subject to change and restrictions apply. For a complete list of offers, visit us online at AAA.com/Save or your local AAA office.