Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, The Members Insurance Company, Universal Insurance Company, Auto Club South Insurance Company, or Auto Club Insurance Company of Florida. ©2024 The Auto Club Group. All rights reserved.

¹New policyholders who switched to AAA Auto Insurance and saved, saved an average of $51.92 per month ($623 per year) in FL, GA, IA, IL, IN, MN, NC, NE, SC, TN, and WI based on 2024 survey results. Potential savings may vary. 

²Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. AAA Member discount based on number of years as a member of AAA.

³Optional coverage that is available for additional cost. Coverage applies to certain covered total losses for certain covered autos subject to titling, purchase, loss occurrence time period and mileage requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to eligibility requirements.​

⁴AAADrive is a Usage-Based Insurance (UBI) program that uses technology and data sources to obtain driving behavior information and calculate a UBI Score for rating vehicles on auto insurance policies. To participate, drivers must opt in to the AAADrive Program, download the AAADrive App, and register in the AAADrive App. Once a AAADrive participant meets certain driving data requirements, a UBI Score will be generated and applied to future policy renewals, unless a driver provides the minimum driving data requirements for an updated UBI score. The UBI Score may impact the policy premium. Consent to text is required to participate in AAADrive. Use of AAADrive is subject to terms, conditions, and availability. Please refer to the Terms & Conditions for more information.

Check your phone's eligibility at Google Play or the App Store to see if you can download the app. If your phone does not meet the requirements, you will not be able to download the app. 

*94% Satisfaction with AAA Auto Insurance. Satisfaction percentage was calculated based on a 2023 survey of new auto insurance customers scoring the Auto Club Group an 8, 9, or 10 out of 10 on overall satisfaction with their recent insurance purchase experience.

^† Annual Percentage Rate (APR) and Loan Terms. APR is accurate as of 10/6/2025. Advertised rates and terms are subject to change without prior notice. Additional terms and restrictions may apply. Other loan rates available. Subject to borrower qualification. Advertised rate includes a 0.25% discount when you set up automatic payments. Rate is variable. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less new or used, model years 2020 – 2026 with a credit score of 740 or higher based on the Vantage scoring model. Buyer is responsible for all state or local fees. AAA Banking uses a managed credit program, and final APR is dependent on your credit score. An auto loan with an APR of 4.99% for a $20,000 loan at a term of 48 months, your estimated monthly payment would be $460. An auto loan with an APR of 5.24% for a $20,000 loan at a term of 48 months, your estimated payment would be $463. Private party sales will not be financed. This auto loan offer is available exclusively for eligible members of AAA – The Auto Club Group (ACG). Auto loans are offered by Grasshopper Bank, N.A. Member FDIC.