Couple behind for rent sign with house in background.
expect something more

Renters Insurance Through AAA

Renters insurance provides an easy way for you to help protect yourself, your family and your belongings, plus it may cost less than you think.

More Guidance

We’ll work together to help you create a renters policy that can provide an affordable way for you to help protect yourself and your belongings.

More Dedication

We’ve been here for generations. Insurance through AAA offers the same trusted service you expect when you’re stranded on the road.

More Commitment

Our commitment to members extends beyond roadside assistance. With AAA Renters Insurance, you can enjoy life more and worry less.

Couple unpacking a moving truck.

Customize Your Policy

Get solid coverage and add the options you want.

Personal Possessions: Enjoy protection for your clothes, furniture, electronics and more from losses like fire or theft.

Liability: Coverage for things like your pet biting your neighbor or a friend getting injured in your apartment.

Additional Living Expenses: We’ll reimburse hotel and meal costs if you can’t live in your apartment while covered damage is repaired.

Lock Replacement: Rest easy with coverage to replace or rekey exterior door locks if your keys are stolen.

Woman hanging picture on wall.

Coverage Options Include:

Replacement Cost Coverage: Get back to normal with coverage for the cost of replacing or restoring damaged personal property.

Scheduled Personal Property: Coverage for higher value items like jewelry, golf, equipment, musical instruments, and sports equpiment.

Electronic Data Restoration: Get reimbursed for expenses to have your data recovered from a damaged computer or hard drive.

Mom and young daughter walking on sidewalk.

Gaps in your Insurance?

Find out with a free AAA Triple Check™ policy review. 

  • Understand your insurance coverages.
  • Identify discounts you qualify for with insurance through AAA.
  • Discuss new ways to make your AAA Membership work best for you.

Talk to an agent for your free AAA Triple Check™.


Covered Perils in Florida

Renters Insurance

Tornado, Windstorm & Hail

Fire & Lightning

Frozen Plumbing

Weight of Snow & Ice

Accidental Overflow of Plumbing Fixtures

Glass Breakage

Sudden Smoke Damage

Falling Objects

Damage by Vehicle & Aircraft




Riot & Civil Commotion

Family moving into new home.

Planning a move?

Save with these great partners2

Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, or non-affiliated insurance companies. 

1Premium amount is based on the expected average monthly renters premium in IL and WI. Premium amounts vary depending on applicable rating factors. This summary is intended to provide general information concerning an insurance policy and is not complete. Coverage is subject to all policy terms, conditions, exclusions and limitations.  

2Partners and offers are subject to change and restrictions apply. For a complete list of offers, visit us online at or at your local AAA office.

3AAA Dollars offer applies to active members from participating AAA Clubs. For a list of participating AAA Club codes, visit and click on Terms and Restrictions.